OCEAN PACIFIC MORTGAGE
"For All Your Mortgage Needs"
Meet the Broker!
Thank you for coming and visiting Ocean Pacific Mortgage. I have over 10+ years exp. helping people get the best program and lowest rate possible. Ocean Pacific has a variety of loan programs to choose from. Feel free to call me at 509-599-1565. Thanks again!
FSBO LISTINGS
Nice Rancher!
443 N. Larri Lee Post Falls Idaho. 3bed 2 bath rancher in excellent condition. Price $179,900
see picsGreat Deal!
1264 E. Warm Springs Post Falls Idaho. 4bed 3 bath rancher with basement. Price $379,900
see picsLots of Land!
395 Memory lane Oldtown, Idaho. 4bed 3 bath on 5.7 acres. Price $299,900
Add your listing to Coeur d'Alenefsbo.comFHA LOANS
Home Purchase Loan Types
Fixed-Rate Loans | Adjustable Loans | Federal Housing Administration (FHA) Loans
Department of Veterans Affairs (VA) Loans | Low-and No-Down Payment Loans
Home Equity Loans/Second Mortgages
Federal Housing Administration (FHA) Loans
FHA mortgages help low-to-moderate-income homebuyers purchase homes with low
down payments and flexible qualifying guidelines. These loans are insured by the Federal
Housing Administration (FHA), which sets loan limits that vary by area. With an
FHA mortgage, you can use a gift or unsecured loan for down payment and closing costs.
FHA mortgages are available in fixed-rate and adjustable-rate options and
have no maximum income/earning limitations. Insurance from the federal government replaces
private mortgage insurance. Maximum loan amounts vary by county - contact me for details.
Choose a FHA loan if you:
Need a low down payment (usually three percent of the FHA appraisal value
or the purchase price, whichever is lower)
Have limited savings and/or moderate incomes
Are a first-time homebuyer concerned about not having enough funds for down
payment and closing costs on a new home