OCEAN PACIFIC MORTGAGE

"For All Your Mortgage Needs"


Meet the Broker!

our agents

Thank you for coming and visiting Ocean Pacific Mortgage. I have over 10+ years exp. helping people get the best program and lowest rate possible. Ocean Pacific has a variety of loan programs to choose from. Feel free to call me at 509-599-1565. Thanks again!

FSBO LISTINGS

Nice Rancher!

443 N. Larri Lee Post Falls Idaho. 3bed 2 bath rancher in excellent condition. Price $179,900

see pics

Great Deal!

1264 E. Warm Springs Post Falls Idaho. 4bed 3 bath rancher with basement. Price $379,900

see pics

Lots of Land!

395 Memory lane Oldtown, Idaho. 4bed 3 bath on 5.7 acres. Price $299,900

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Home Purchase Loan Types


Fixed-Rate Loans | Adjustable Loans | Federal Housing Administration (FHA) Loans
Department of Veterans Affairs (VA) Loans | Low-and No-Down Payment Loans
Home Equity Loans/Second Mortgages

Low- and No-Documentation Loans (Low-Doc and No-Doc)


Low-doc and no-doc loans require minimal paperwork. However, expect to put
25 percent down and pay a higher interest rate throughout the life of
the loan. These loans are ideal for those who are self-employed or
don't want to deal with extensive paperwork.

Choose a low-doc or no-doc loan if you:

  • Need financing options for unusual property types such as log, earth or dome homes
  • Are self-employed with good credit but have avoided purchasing or refinancing a
    home due to excessive documentation requirements
  • Are a citizen of another country or don't have a social security number