OCEAN PACIFIC MORTGAGE

"For All Your Mortgage Needs"


Meet the Broker!

our agents

Thank you for coming and visiting Ocean Pacific Mortgage. I have over 10+ years exp. helping people get the best program and lowest rate possible. Ocean Pacific has a variety of loan programs to choose from. Feel free to call me at 509-599-1565. Thanks again!

FSBO LISTINGS

Nice Rancher!

443 N. Larri Lee Post Falls Idaho. 3bed 2 bath rancher in excellent condition. Price $179,900

see pics

Great Deal!

1264 E. Warm Springs Post Falls Idaho. 4bed 3 bath rancher with basement. Price $379,900

see pics

Lots of Land!

395 Memory lane Oldtown, Idaho. 4bed 3 bath on 5.7 acres. Price $299,900

Add your listing to Coeur d'Alenefsbo.com






Home Purchase Loan Types


Fixed-Rate Loans | Adjustable Loans | Federal Housing Administration (FHA) Loans
Department of Veterans Affairs (VA) Loans | Low-and No-Down Payment Loans
Home Equity Loans/Second Mortgages


Department of Veterans' Affairs (VA) Loans

VA loans are available only to eligible veterans. They offer a significant advantage:
no out-of-pocket expenses may be required. Interest rates and points are
negotiated and paid up-front.

With a VA loan, you won't have to make a down payment. It
provides more flexible qualification guidelines than FHA or conventional loans and there is
no monthly insurance requirement. And, your out-of-pocket expenses can come from
a gift. It is available in fixed-rate loans only.

Choose a VA loan if you:

  • Are a qualified veteran, reservist, active serviceperson or the spouse of one of
    these (check with your regional VA office to see if you are eligible)
  • Have limited funds for down payment and closing costs